Consilium Capital

Overview

Consilium Capital, headquartered at First Floor - 10 Melrose Boulevard, Melrose Arch, Melrose North, Johannesburg, is a prominent financial institution in South Africa regulated by the Financial Sector Conduct Authority (FSCA) and holding a Retail Forex License. They offer a comprehensive range of financial services, including wealth management, unit trust investments, structured products, offshore family office services, estate planning, strategic advice, project management, and more. With a client-centric approach and a commitment to privacy and data security, they provide customized financial solutions and emphasize risk management, consistent performance, and superior client service. Through a global network of third-party service providers, they deliver bespoke financial solutions and specialize in forex trading, pension funds, and structured products. Their fiduciary commitment underscores their dedication to acting in the best interests of their clients, ensuring a strong presence in the South African financial market with a global perspective.

Regulation

Consilium is a financial institution operating in South Africa and is subject to regulatory oversight by the Financial Sector Conduct Authority (FSCA). The FSCA is responsible for ensuring that financial service providers comply with the necessary regulations and standards to protect the interests of consumers and maintain the integrity of the financial markets in South Africa. In particular, Consilium holds a Retail Forex License, which allows it to offer retail forex trading services to clients within the country. This license signifies that Consilium has met the stringent requirements set by the FSCA, demonstrating its commitment to maintaining a secure and transparent trading environment for its customers in the South African retail forex market.

Pros and Cons

Pros of Consilium Capital's wealth management service include a diverse range of financial services, access to a global network, specialized offshore family office services, strong estate planning focus, tailored strategic advice, efficient project management, proprietary risk and valuation software, consistent pension fund performance, and transparency in investment processes. Potential cons may include high fees, market risks, limited control, potential conflicts of interest, loss of privacy, and the absence of guaranteed returns, although specific cons were not mentioned in the provided information. Clients should conduct thorough due diligence and seek personalized advice based on their financial goals and risk tolerance.

Service

Consilium Capital's wealth management service is designed to provide comprehensive and tailored financial solutions to help clients create, grow, protect, and preserve their wealth. Here are key aspects of their wealth management service:

1. Diverse Range of Services: Consilium Capital offers a wide range of financial services, including discretionary and non-discretionary investment advice, bespoke portfolio construction, retirement planning, domestic and offshore investment advice, estate planning, stockbroking portfolios, financial planning, and more. This comprehensive approach ensures that clients have access to a full spectrum of financial expertise.

2. Global Network: The firm has established a robust global network of third-party service providers who collaborate with them to create bespoke wealth solutions. This network allows them to tap into additional expertise and resources as needed to meet the unique needs of their clients.

3. Offshore Family Office Services: Consilium Capital's affiliate in the Republic of Ireland offers offshore family office services. This includes assistance with tax-efficient financial restructuring, currency risk hedging, and financial emigration services for South African clients looking to diversify their wealth internationally.

4. Estate Planning: The firm places a strong emphasis on estate planning to help clients preserve their wealth for future generations. They assist in creating tax-efficient structures using wills and testamentary instruments, including inter-vivos and testamentary trusts. They can also recommend trustees, curators, administrators, independent directors, or executors as needed.

5. Relationship Management: Clients have access to a trusted network of legal advisers, tax advisers, independent trustees, bankers, insurance specialists, and more. Clients can choose the level of involvement they want Consilium Capital to have in managing these relationships with service providers.

6. Strategic Advice: With over 20 years of experience, Consilium Capital offers strategic advice in areas such as governance, succession planning, investment strategies, and asset management. They assist clients in making complex strategic decisions to grow and protect their wealth.

7. Project Management: The firm's industry experience enables them to efficiently project manage the implementation of investment strategies, legal undertakings, business structuring, or other initiatives that clients wish to pursue.

8. Valuation and Risk Assessment: Consilium Capital utilizes proprietary risk and valuation software capable of providing accurate valuations across various asset classes. This helps clients make informed decisions based on a clear understanding of asset values and associated risks.

Overall, Consilium Capital's wealth management service is characterized by its holistic and client-centric approach, leveraging their global network, expertise, and technology to provide tailored solutions that align with each client's unique financial goals and circumstances.

Products

Consilium Capital offers a variety of financial products and investment solutions to cater to the diverse needs and preferences of their clients. Here's a description of their products:

1. Unit Trusts: Consilium Capital provides open-ended unit trust investments, where multiple investors pool their money into a single fund managed by a professional portfolio manager. These unit trusts offer the potential for capital growth and dividend/interest income, use diversification to manage risk, are highly liquid, and can be used for tax efficiency purposes. They are regulated through the Collective Investment Scheme (CIS) legislation and can be easily compared to other unit trusts in the market.

2. Structured Products: When traditional investments may not meet specific risk-return profiles, Consilium Capital offers structured products. These products are customized to meet the desired risk and return characteristics of investors and often include elements like capital guarantees. They offer a range of structured products, including market-linked investments and options based on various indices.

3. Alpha Transport: Alpha Transport allows investors to aim for consistent returns above a chosen benchmark. These returns are typically achieved by enhancing the benchmark with bonds. Clients can choose their benchmark, such as MSCI +1 ½%, to tailor their investment strategy.

4. Pension Funds: Consilium Capital offers pension fund solutions that have demonstrated consistent performance and have been well-received by clients over time. These solutions come with proprietary research, personalized service, strict internal compliance, structured investment processes, and total transparency.

5. Cash Management: Clients can access Corporate Cash Management services and managed Money Market Funds through Consilium Capital. These services provide flexibility with call accounts and variable interest rate returns while allowing for seamless switching into higher-yielding money market funds.

6. Section 12 J Investments: Consilium Capital promotes and supports Section 12J investments, such as the CUBE Capital Investment managed by The Capital Hotels & Apartments. These tax-enabled, low-risk investments have offered excellent returns exceeding 50% Return on Equity (ROE).

7. TIPS (Transformation Investment Portfolios): Consilium Capital is considering support for impact funds designed to optimize value for special purpose vehicles benefiting qualifying BEE (Broad-Based Black Economic Empowerment) shareholders.

8. Share Trading: Clients can execute buy or sell orders on various stock exchanges, including the Johannesburg Stock Exchange (JSE) and primary global exchanges. Consilium Capital follows a best execution policy framework for efficient order execution and can provide detailed execution policies upon request.

Overall, Consilium Capital's product offering encompasses a wide range of investment options, from traditional unit trusts to structured products, pension funds, cash management, Section 12J investments, impact funds, and share trading services. These products aim to address the financial goals and risk profiles of their diverse clientele.

Customer Support

Consilium Capital offers customer support through various channels to assist clients with their financial needs and inquiries:

1. In-Person Visits: Clients and potential clients are encouraged to visit the First Floor location at 10 Melrose Boulevard, Melrose Arch, Melrose North, Johannesburg, during their operating hours from Monday to Friday, 9:00 AM to 5:00 PM. This allows for face-to-face interactions with their team for personalized assistance.

2. Satellite Offices: Consilium Capital has satellite offices located in Bloemfontein and Paarl, providing additional locations for clients to visit and receive assistance. These offices indicate their commitment to being accessible to clients in different regions.

3. Phone Support: Clients can contact Consilium Capital's main office at the provided phone number, 010 001 5188. This phone number serves as a direct line of communication for clients to inquire about their financial matters, seek advice, or address any concerns.

4. Online Contact Form: The company's website likely includes an online contact form where clients and interested individuals can submit their inquiries and messages. The form typically includes fields for first name, last name, email address, company (optional), and a message. This offers a convenient way for clients to initiate contact and receive responses via email.

Overall, Consilium Capital appears to offer a multi-channel approach to customer support, with options for in-person visits, phone communication, and online inquiries. This allows clients to choose the method that suits their preferences and needs for discussing their financial future with the company.

Summary

Consilium Capital is a South African financial institution regulated by the Financial Sector Conduct Authority (FSCA) and holding a Retail Forex License. They offer a comprehensive range of financial products and services, including unit trusts, structured products, pension funds, cash management, Section 12J investments, and share trading. Their wealth management service is client-centric, supported by a global network, and includes estate planning, strategic advice, and project management. Clients can engage with Consilium Capital through in-person visits, satellite offices, phone support, and an online contact form. Overall, Consilium Capital provides a diverse array of financial solutions and robust customer support options to meet the unique needs of their clientele in South Africa and beyond.

FAQs

Q1: What is the regulatory authority overseeing Consilium Capital？

A1: Consilium Capital is regulated by the Financial Sector Conduct Authority (FSCA) in South Africa.

Q2: What types of investment products does Consilium Capital offer？

A2: Consilium Capital offers a range of investment products, including unit trusts, structured products, pension funds, cash management solutions, Section 12J investments, and share trading services.

Q3: What are the benefits of investing in Consilium Capital's unit trusts？

A3: Consilium Capital's unit trusts offer potential for capital growth and dividend/interest income, diversification to manage risk, high liquidity, and tax efficiency, all while adhering to Collective Investment Scheme (CIS) legislation.

Q4: How can clients contact Consilium Capital for financial assistance？

A4: Clients can contact Consilium Capital by visiting their offices during business hours, calling their main office at 010 001 5188, or using the online contact form on their website.

Q5: What additional services does Consilium Capital provide for offshore wealth management？

A5: Consilium Capital offers offshore family office services through its affiliate in the Republic of Ireland, assisting clients with tax-efficient financial restructuring and providing hedging options against currency fluctuations and political instability.