Huatai Securities previously released a research report that believes that financial support for consumption has a good foundation and there is still room for further development. At present, my country's multi-level consumer financial service system, including banks and consumer finance companies, is relatively complete. However, the dependence on traditional credit is high, the proportion of direct financing such as equity and bonds is relatively low, and the adaptability of credit products is insufficient. It is necessary to expand the supply of high-quality finance in the consumer field, and ultimately form a development pattern in which consumption and finance empower each other, deeply integrate, and virtuous cycle, and continue to release the growth momentum of the consumer market.
Huatai Securities previously released a research report that believes that financial support for consumption has a good foundation and there is still room for further development. At present, my country's multi-level consumer financial service system, including banks and consumer finance companies, is relatively complete. However, the dependence on traditional credit is high, the proportion of direct financing such as equity and bonds is relatively low, and the adaptability of credit products is insufficient. It is necessary to expand the supply of high-quality finance in the consumer field, and ultimately form a development pattern in which consumption and finance empower each other, deeply integrate, and virtuous cycle, and continue to release the growth momentum of the consumer market.