Upgraded to a higher membership tier with SBI Holdings, hoping to enjoy enhanced benefits. However, my experience with the platform has been disappointing. Despite making multiple withdrawal requests, they were consistently denied. It turns out that I was required to pay personal income tax before being allowed to withdraw funds. This revelation came as a shock, and I now realize that I may have fallen victim to deception. My interaction with SBI Holdings has left me dissatisfied and questioning the transparency of their practices.