T4Trade Review 2025: Live & Demo Accounts, Withdrawal to Explore

T4Trade	⭐⭐⭐
Regulations
Tradable Assets	Forex, Metals, Indices, Commodities, Futures, and shares,
Minimum Deposit	$50
Live Accounts	Standard, Premium, Privilege
Demo Account	Yes ($500,000)
Account Opening	1 Days
Max. Leverage	1000:1
Trading Platform	MT4, A Webtrader
Inactivity Fee	3%
Copy Trading	Yes

About T4Trade

T4Trade, established in 2021 and regulated by the FSA in Seychelles, allows trading on a modest portfolio of over 300 instruments, spanning forex, metals, indices, commodities, futures, and shares, all accessible via the popular MetaTrader 4 and their proprietary WebTrader platforms. Notably, T4Trade offers a zero-commissions pricing model where both floating and fixed spreads are offered on its MetaTrader—flexible leverage up to 1000:1 to increase trading flexibility. T4Trade also introduces a copy trading service called “TradeCopier”, which enables traders who lack experience or time to join in the markets by copying the trades of seasoned professionals.

✔Where T4Trade Shines:

• Zero-commission trading costs, more friendly to beginners
• Access to the popular MetaTrader 4 (MT4) platform and a proprietary WebTrader platform
• Solid educational content for novices
• A solid currency offering, over 80 pairs
• Free demo account with $500,000 virtual funds
• Introducing the popular copy trading feature
• Generous bonus programs
• Negative Balance Protection offered

❌Where T4Trade Falls Short:

• Weak offshore regulation
• Expensive spreads offered in regular accounts
• Non-withdrawable Bonus
• Not supporting cryptocurrency trading

Is T4Trade Legit?

Currently, T4Trade is regulated offshore by the Financial Services Authority Seychelles (FSA) under license number SD029. Offshore FSA often operates with less stringent requirements than their onshore counterparts, thus giving a weak level of investor protection.

T4Trade Review on Accounts

T4trade Minimum Deposit

The minimum deposit required to start real trading at T4Trade starts at $50, a considerable offering for beginners based on the belief that fewer deposits mean fewer risks. For more mature traders, however, a higher initial deposit from $500 to $1000 seems to be a more productive amount.

Broker Name	T4Trade	Swissquote	IC Markets Global	FP Markets	Forex.com
Logo
Regulations	FSA	FCA, MFSA, FINMA, DFSA	ASIC, CYSEC	ASIC, CYSEC	ASIC, FCA, CYSEC, FSA, NFA, MAS, CIRO
Minimum Deposit	$50	$1,000	$200	$100	$100

T4Trade Accounts

T4Trade offers a Cent account, particularly for beginners, with dollars denominated in cents, which means you will have 1000 cents if you deposit $100. The Cent Account features fixed spreads, averaging at 1.8 pips on the EUR/USD pair.

For live-spreads accounts, T4Trade gives three options: Standard, Premium, and Privilege,distinguished primarily by their average spreads: 1.8 pips, 1.6 pips, and 1.1 pips respectively, with Privilege offering the most competitive rates. All accounts share features like flexible leverage up to 1:1000, base currency options of USD, EUR, and GBP, a minimum lot size of 0.01, and a commission-free trading model.

How to open an account with T4Trade?

T4Trade Sign up

Signing up for a real account with T4Trade requires no complex steps due to the nature of offshore registration. T4Trade does not need any strict verification documents.

Step 1: Visit theT4Trade official website ( www.t4trade.com/en/), and click the “Sign up” either on the upper right corner or on the center of its homepage.

Step 2: The next page will request some personal information, such as your name, email address, residence of country, mobile phone number, and date of birth. In addition, you'll configure your account settings: your desired account type, bonus, base currency, leverage, and finally set your password. After completing this process, click “Open your trading account” to proceed.

Step 3: You will then be directed to your account dashboard, which displays your account details: Account Status, Bonus Scheme, Trading Platform, Server, and Leverage. Here you can begin to make a deposit into your account.

Step 4: Select the most convenient funding method for you from the options below, and after funding your account, you can start to trade at T4Trade.

Overall, registering an account at T4Trade only takes 20 minutes. The minimum deposit to start trading is $50, and the Zero-spread account, Premium, and Privilege account will require higher, approximately from $500 to $1,000. T4Trade does not make this detail public.

T4Trade Demo Account

T4Trade offers a free demo account with $500,000 in virtual funds, enabling traders to practice strategies and explore the platform risk-free. Unlike many demo accounts, T4Trade's demo account has no expiration, offering extended practice time for users to refine their skills.

T4Trade Bonuses

T4Trade provides traders with three promotional, non-withdrawable bonuses: a 100% Supercharger bonus, a 40% Takeoff bonus with a maximum of $4,000, and a 20% Welcome bonus up to $2,000. It's crucial for traders to thoroughly review and comprehend the associated terms and conditions before accepting any of these incentives.

T4Trade Review on Investment Options

T4Trade delivers a trading experience with a selection of over 300 instruments. Forex traders benefit from 84 currency pairs, complemented by a solid range of commodities, stocks, futures, and indices. While ETFs and cryptocurrencies are absent, the platform's offering is robust for most retail traders, particularly those focused on Forex. Fractional share dealing also makes equity trading accessible to smaller portfolios.

T4Trade Review on fees

Account type significantly influences spreads, with Privilege accounts notably offering the tightest spreads, followed by Premium and then Standard accounts. The tiered account structure allows traders to choose an account that aligns with their trading volume and desired spread levels. Higher-volume traders may find the “Privilege” account beneficial. Specifically, the Privilege account features an average spread of 1.1 pips, translating to $11.00 for a standard round lot of EUR/USD. This figure represents the total transaction cost.

Overall, T4Trade's spreads can be considered average to above average in some asset classes, especially Forex. However, they are shown to have lower-than-average spreads on cryptocurrencies.

• Inactivity Fees: T4Trade imposes a 3% inactivity fee on withdrawals if a deposit is made and then requests a withdrawal but no trades are executed
• Deposit and Withdrawal Fees: T4Trade does not charge deposit or withdrawal fees. However, it should be noted that third-party payment processors may impose their own fees.

T4Trade Review on Trading Platform

T4Trade offers access to both the widely-used MetaTrader 4 (MT4) platform and its own proprietary web-based trading platform. MT4 offers robust features, including algorithmic trading and a built-in copy trading service. However, T4Trade does not support third-party plugins for MT4, despite the platform's extensive library of custom indicators and Expert Advisors (EAs). Details regarding the advanced features of T4Trade's proprietary platform are limited, as the company primarily focuses on access methods rather than detailed feature descriptions.

T4Trade CopyTrading

T4Trade's TradeCopier streamlines social trading by enabling users to automatically replicate the trades of experienced traders, effectively bridging the gap between novice and seasoned participants. This core feature allows “strategy followers” to mirror the trading activity of chosen “strategy providers,” potentially benefiting from their expertise, while providers can earn a share of followers' profits.

T4Trade Deposit and Withdrawal

T4Trade Deposit: Methods, Fees, and Processing Time

T4Trade allows traders to make deposits through various payment methods, including Credit Cards, Debit cards, Skrill, Neteller, Cryptocurrency, Bank Transfer, China Union Pay Local Agent, and SticPay. The minimum deposit generally starts from $50, except for Cryptocurrency, China UnionPay, Local Agent, and SticPay. T4Trade does not charge any internal fees for deposits, though third-party banking fees may apply.

Logo	Deposit Methods	Min.Deposit	Max.Deposit	Supported Currency	Fees	Processing Time
	Visa, MasterCard, Maestro	$50	$50,000	EUR, USD, GBP	Free	1-3 business days
	ApplePay	$50	$50,000	EUR, USD, GBP, AUD, CHF	Free	Instant
	Skrill	$50	$40,000	EUR, USD, GBP	Free	Instant
	Skrill	$50	$40,000	EUR, USD, GBP	Free	Instant
	Cryptocurrency	1 (BTC, USDT, USDC)	N/A	BTC, USDT, USDC	Free	Instant
	Bank Transfer (DBS Bank)	$50	$50,000	USD, EUR	Free	1-3 Business Days
	China Union Pay	$90	$6,500	USD	Free	1-3 business days
	Local Agent	N/A	N/A	USD	N/A	N/A
	SticPay	$20	$5,000	CNY, USD	Free	Instant

T4Trade Withdrawal: Methods, Fees, and Processing Time

Withdrawal methods at T4Trade are limited to Skrill, Neteller, Bank Transfer, Cryptocurrency, China UnionPay, Local Agent, and SticPay. T4Trade does not charge any withdrawal fees for withdrawal amounts below $300. Additionally, T4Trade charges a 3% inactivity fee on withdrawals if funds are deposited but no trades are executed.

How to withdraw funds from T4Trade?

The withdrawal process is simple and straightforward at T4Trade.

Step 1: Login into your personal trading account

Step 2: Click the “Withdraw” option on the left side menu

Step 3: Choose your preferred withdrawal option. Available withdrawal options include Skrill, Neteller, Bank Transfer, Cryptocurrency, China UnionPay, Local Agent, and SticPay.

User Reviews on T4Trade Withdrawal

Despite the theoretically simple withdrawal procedure at T4Trade, the real successful rates on T4Trade are not that positive according to many users' feedback. Here we've gathered some cases to investigate this further.

Case 1: The platform deducted the money directly, and refused to withdraw

“An email said I violated the regulations, and my money was deducted directly, and I was not allowed to withdraw money. Is there such a black platform?”

This trader reported his funds were seized and withdrawals blocked after an email accused him of regulatory violations, leading him to suspect the platform was a scam.

Case 2: My profit was deducted and didn't allow withdrawal. The sales person blocked my WeChat.

“ I made a deposit of 1,000 US dollars and made a profit of 1,979 US dollars. The platform deducted the profit and said that I was trading illegally. I posted my order for you to check if there was any violation. Then the sales blocked me.”

This trader deposited $1,000 and profited $1,979, but the platform took away the profit, accusing him of illegal trading. When the trader was ready to report it to the regulatory authority, the platform's representative blocked them.

Case 3: They refused to withdraw my funds

“The platform refused to withdraw the funds many times, and kept looking for various reasons, and no one responded to the contact with the T4 staff. I have applied for withdrawals three times, but have always refused.”

This trader said that T4Trade consistently blocked his withdrawals, offering only vague reasons and ignoring my inquiries. After three failed attempts, his funds remained unavailable.

These withdrawal cases display some serious issues with T4Trade: arbitrary fund blocking, unresponsive customer service, and potentially unethical profit confiscation. Traders report withdrawals denied with vague reasons, ignored contact attempts, and profits seized despite alleged compliance. This highlights a common discrepancy: brokers' advertised “easy withdrawals” often don't reflect the actual, often problematic, withdrawal process experienced by traders.

Is T4Trade a good broker?

Well, it is hard to define. Specifically, T4Trade really shines in some areas, solid educational offerings, beginner-friendly low minimum deposit, free demo account with large amount of virtual funds as well as access to MetaTrader 4. However, T4Trade hides some key details, required initial deposit for its account types, and some withdrawal details, thus we cannot consider it as a genuine broker. More importantly, its weak offshore regulation means that it struggles to be the top choice among investors. So, we suggest exploring alternative brokers if more choices are offered.