FCCL Spreads, leverage, minimum deposit Revealed

　　General Information & Regulation

　　FCCL (Firefighters Credit Co-operative) is an Australian provider of a wide range of financial products and services. FCCL has now partnered with TMBL, one of Australia's largest mutual banks with over 210,000 members and over $8 billion in assets nationwide, and both parties are strongly committed to upholding FCCL's role as a financial provider. FCCL claims to be licensed and supervised by the Australian Prudential Regulation Authority (APRA).

　　Main Business

　　FCCL's products and services cover BPay, auto loans, checkbook, direct debit and credit, e-Statements, home loans, loan eligibility checks, loan amounts, low-interest rate personal loans, payroll deductions, regular authorized payments, personal loans, protector home loans, time deposits, phone banking, etc.

　　 FCCL Fees

　　Regarding the specific fees, the FCCL official website also shows a detailed list of fees (see the official website for details), such as the member check fee, which is $15 for a 25-page checkbook, $20 for a 50-page checkbook, and $25 for a 100-page checkbook. For loans, the non-refundable application fee is $100 for personal loans, $200 for family loans, and $500 for business loans. The fee for foreign exchange currency pair transactions is 2% of the total transaction amount. Additionally, accounts that have been inactive for one year are charged $50, etc.

　　Trading methods

　　Investors or those who need the service can apply for the service through online banking or by phone. The application form is available on the official website of FCCL, and a staff member will contact the investors for specific service needs.