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UMB -

Score

1.51 /10
Danger

UMB

Ghana

5-10 years

Suspicious Regulatory License

Suspicious Scope of Business

High potential risk

https://www.myumbbank.com

Influence

C

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Comparison

Expose

Exposure

Time Machine
Website

Score

Regulatory Index0.00

Business Index7.01

Risk Management Index0.00

Software Index4.00

License Index0.00

Time Machine
Website

Licenses

No valid regulatory information, please be aware of the risk

VPS Standard
No restriction on the broker account. Support service provided by WikiFX

Single Core

1G

40G

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Warning: Low score, please stay away! 2
Previous Detection : 2025-07-15
  • It has been verified that this broker currently has no valid regulation. Please be aware of the risk!
  • The current information shows that this broker does not have a trading software. Please be aware!

WikiFX Verification

UMB · Company summary
UMBReview Summary
Founded2014-03-11
Registered Country/RegionGhana
RegulationUnregulated
Financial ServicesPersonal Banking, Commercial Banking, and Corporate Banking Solutions
Trading PlatformUMB SpeedApp(Android/Windows)
Customer SupportTelephone: 0302 666 331
Email Address: info@myumbbank.com
Toll-Free Lines: MTN, AirtelTigo and Vodafone 0800-100880; Other Lines 0302 633 988
Email address: registrar.services@myumbbank.com
Telephone: 0302 220 952, 0302 226 112, 0302 237 502, 0289 779 802
Facebook/Twitter/LinkedIn
Live chat

UMB Information

UMB Bank operates in Ghana and provides diversified financial services. The bank offers personal banking, commercial banking, and corporate banking solutions. In addition, the bank provides various contact methods, including multiple phone numbers, email addresses, and physical branches, which makes it convenient for customers across the country to access its services.

UMB

Pros and Cons

Pros Cons
24/7 customer supportUnregulated
Various financial productsLimited information on fees
Multiple contact channelsLack of clarity on some product features

Is UMB Legit?

UMB Bank has not provided evidence to demonstrate that it is regulated, which makes traders worried.

UMB
UMB

Account Type

UMB offers personal banking accounts with features designed for flexibility and convenience. One notable account is the Lock Saver Account, which allows workers to save money at their own pace with an 8% interest rate (terms and conditions apply).

Trading Platform

The UMB provides a proprietary UMB SpeedApp downloaded through Android and Windows to trade.

Trading PlatformSupported Available Devices Suitable for
UMB SpeedApp✔Android/WindowsAll traders
UMB

Deposit and Withdrawal

UMB accepts Ria Financial Services, Vigo, Western Union, Sigue, Money Exchange, JN Money, IMT, and more for deposit and withdrawal. However, transfer processing times and associated fees are unknown.

UMB
UMB

User Reviews

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User comment

2

Comments

Write a review

Nikolay_M
6-12months
I have been using UMB for some time. Although the login process is very convenient, the lack of clear comparisons between the accounts is really a headache.
I have been using UMB for some time. Although the login process is very convenient, the lack of clear comparisons between the accounts is really a headache.
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2025-06-09 12:09
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Ross
6-12months
As an active trader, I have been using this broker for several months. I've noticed that this broker offers a variety of account options, but UMB hasn't explained the differences among them.
As an active trader, I have been using this broker for several months. I've noticed that this broker offers a variety of account options, but UMB hasn't explained the differences among them.
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2025-06-09 12:07
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