fXFLAT BANK Spreads, leverage, minimum deposit Revealed

WikiFX | 2026-04-20 22:19

Abstract：FXFlat is a German brokerage firm operating as a market maker. It is regulated by the Federal Financial Supervisory Authority (BaFin), known for its strict financial oversight. However, its license was exceeded.

FXFlat Review Summary
Founded	2006
Registered Country/Region	Germany
Regulation	BaFin (Exceeded)
Market Instruments	CFDs, Futures and Spot Forex
Demo Account	/
Leverage	Up to 1:200 (Spot forex)
Spread	/
Trading Platform	MetaTrader 4, MetaTrader 5
Minimum Deposit	/
Customer Support	Live chat
	Phone: +49 210210049400
	Email: service@fxflat.com
	Facebook, Instagram, LinkedIn, YouTube, Twitter

FXFlat Information

　　FXFlat is a German brokerage firm operating as a market maker. It is regulated by the Federal Financial Supervisory Authority (BaFin), known for its strict financial oversight. However, its license was exceeded.

Pros and Cons

Pros	Cons
MT4 and MT5 available	Exceeded BaFin license
Live chat support	Commission charged for futures trading
Free account management
Various payment options

Is FXFlat Legit?

　　FXFlat is supervised by the German Federal Financial Supervisory Authority (BaFin) under license number 109603. However, it was exceeded.

Regulated Country	Regulated Authority	Current Status	License Type	License Number
	German Federal Financial Supervisory Authority (BaFin)	Exceeded	Common Financial Service License	109603

What can I Trade on FXFlat?

　　FXFLAT offers trading services in CFD-Trading, Futures and Spot Forex.

Tradable Instruments	Supported
CFDs	✔
Futures	✔
Spot Forex	✔
Bonds	❌
Options	❌
ETFs	❌

Account Type

　　FXFlat offers two types of accounts: Standard Account and Professional Account. However, detailed account features are not revealed.

Leverage

　　XFLAT provides flexible leverage options tailored to different asset classes, enabling traders to optimize their strategies while managing risk.

Trading Assets	Maximum Leverage
Futures	1:282
Spot forex	1:200

FXFlat Fees

　　Account management services are free of charge, and CFDs trading does not charge any commission fees. However, fees are charged in futures trading, varying between €0.80 and €5.90 per contract.

Trading Platform

　　FXFLAT supports both a proprietary MetaTrader 4 (MT4) and the MetaTrader 5 (MT5) platform.

Trading Platform	Supported	Available Devices	Suitable for
MetaTrader 4 (MT4)	✔	mobile, desktop	Beginners
MetaTrader 5 (MT5)	✔	mobile, desktop	Experienced traders

Deposit and Withdrawal

　　FXFlat different types of payment options, including iDeal, Mastercard, Maestro, VISA, Paypal, Skrill, and Klarna. As for bank transferring, customers can deposit funds into FXFlat Bank in EUR. The minimum initial deposit is not clear, but a minimum amount of 50,00 EUR is required for further deposit.