HOKKOKU

WikiFX | 2026-04-20 23:17

Abstract：HOKKOKU, short for The HOKKOKU Bank., is a Japanese banking institution offering a range of financial services. For individuals, it provides bank accounts, loans, asset management, and future planning etc. Corporate clients benefit from payment services, cash management, forex, startup support, pension plans, and management consulting and so on. However, operating without valid regulation raises concerns for investors.

HOKKOKUReview Summary
Founded	1943
Registered Country/Region	Japan
Regulation	No regulated
Products & Services	Mortage, Loan services, Asset Management, Investment trusts, Future planning, NAVI, Foreign exchange related services
Trading Platform	Hokkoku Cloud Banking App, Hokkoku Debit App
Customer Support	Live chat
	Address: Kanazawa City in Ishikawa Prefecture, Japan
	Social media: YouTube, Line, X and Instagram
	https://www.hokkokubank.co.jp/other/contact/index.html

HOKKOKU, short for The HOKKOKU Bank., is a Japanese banking institution offering a range of financial services. For individuals, it provides bank accounts, loans, asset management, and future planning etc. Corporate clients benefit from payment services, cash management, forex, startup support, pension plans, and management consulting and so on. However, operating without valid regulation raises concerns for investors.

Pros and Cons

Pros	Cons
Various financial products and services	Not regulated
Many years' experience	Various fees charged

Is HOKKOKU Legit?

HOKKOKU is not regulated by any financial authorities. It doesn't need to obey the rules of any regulations. Traders should be cautious when trading.

Products and Services

For individual customers, HOKKOKU provides essential banking services such as bank accounts and loans, along with asset management and future planning assistance.

Meanwhile, corporate and business clients benefit from a comprehensive suite of services including payment processing, efficient cash management solutions, specialized forex services, dedicated support for startups, pension plan administration, employee benefits management, and strategic management consulting etc.

Products & Services	Supported
Mortage	✔
Loan services	✔
Asset Management	✔
Investment trusts	✔
Future planning	✔
NAVI	✔
Foreign exchange related services	✔

Account Type

HOKKOKU offers two account types: children account and adult account.

Commissions and Fees

Service Fee

Transfer Fee	To Hokuriku Bank	To Other Financial Institutions
Bank Transfer Fee	770 yen	1100 yen
ATM Transfer Fee	440 yen	770 yen
Hokuriku Digital Banking Transfer Fee	❌	330 yen
Hokuriku Farm Banking “Kantaro” Transfer Fee	330 yen	660 yen
Automatic Transfer Fee	440 yen	770 yen

Currency Exchange Fee

Amount of Change	Fee Amount
1 to 10 sheets	❌
11 to 1000 sheets	770 yen
1001 or more	770 yen extra for every 1,000 sheets

Large Amount of Coin Handling Fee

Number of Items Handled	Fee Amount
1 to 50 sheets	❌
51 to 1000 sheets	770 yen
1001 or more	770 yen extra for every 1,000 sheets

You can find more detailed info on fees via https://www.hokkokubank.co.jp/commission/yushi.html

Trading Platform

Trading Platform	Supported	Available Devices	Suitable for
Hokkoku Cloud Banking App	✔	Mobile	Experienced traders
Hokkoku Debit App	✔	Mobile	Experienced traders