Family First-Overview of Minimum Deposit, Spreads & Leverage

BASIC INFORMATION

Family First is local caring banking that generate profits for their shareholders Family First Credit Union is a grass-root financial co-operative that helps its members take out loans with competitive interest rates to improve their lifestyles. Family First is a local caring banking that design products to help support community in generating profits for their shareholders. As at 17th of July 1967, employees of the Small Arms Factory in Lithgow, gathered in the canteen to discuss the establishment of a financial co-operative owned and operated by its members, with the place of registration at Australia.

REGULATORY INFORMATION:

Family first credit union was regulated by the Australian Securities and Investment Commission (ASIC) with Regulatory license of 241068.

ACCOUNT TYPE:

Clients of Family First Credit Union can select from seven distinctive account sorts, each with diverse exchanging procedures, involvement levels, and monetary markets in intellect. Below are the types of account under the saving account, saving interest rate account, and term deposit account.

3 – 6-month FTD $1,000 to $4,999

3 – 6-month FTD $5,000 to $19,999

3 – 6-month FTD $20,000 to $99,999

3 – 6-month FTD $100,000 and over

1 Year FTD $5,000 +

2 Year FTD $5,000 +

3 Year FTD $5,000 +

PAYMENT METHOD

DEPOSIT:

Family First caring local bank bolsters a run of store strategies, counting bank wire exchanges, Visa and Mastercard charge and credit cards, PayPal, depending on the account type being opened.

SERVICES

ACCESS

Family First Credit Union has a range of services to make accessing and managing your money as simple as possible. They offer a wide range of access services so that client is able to manage their money 24 hours a day, 7 days a week.

INTERNET BANKING

Their internet banking option allows you to control your accounts from the comfort of your own home or workplace, with access 24 hours a day, every day through our website.

· Transfer money between your accounts

· BPAY your bills and make transactions

· View account statements

PHONE BANKING

Phone banking is a convenient way to directly access your account 24 hours a day, every day, using your telephone.

· Check your account balances, recent transactions and other information

· Pay bills using BPAY

· Transfer funds between accounts

CARDS

Family First Credit Union have a range of cards to suit your needs. Use a Visa Debit Card to access your own funds.

· Access most ATM networks

· Access at millions of EFTPOS merchants worldwide

· VISA brand accepted worldwide

· 24/7 access to your funds

· tap n go with all cards having payWave facility enable

BANK@POST

Bank@Post allows you to access your personal accounts from over 3,300 Australia Post outlets around Australia.

· Deposit cash or cheques

· Withdraw cash

· Obtain a balance, post a transaction

BPAY

The most convenient and easy way to pay your bills to over 50,000 different billers. You can BPAY via:

· Internet & Mobile banking

· Phone banking

· take your bill to your local branch to pay your bill over the counter

LOANS

Get what you want sooner with a loan from Family First Credit Union. Whether its a home, investment, renovations, a car or even a holiday – They can help you achieve your goals sooner. The following are the types of loans offered by Family First:

· Car Loan

· Home and Investment Loan

· Personal Loan

· OVERDRAFT

TRADING PLATFORM

Do your baking on the go. The Family First app makes it easy to transact any transaction in any account opened, so download it now and enjoy better experience banking. Also, via the via Internet, Mobile and Phone Banking.

TRADING TIME

Branch opening hours are 10am to 3pm effective from Tuesday 24 August whilst we are in lockdown.