Trading with HDFC Bank has always been a breeze for me. Whether it's buying stocks or transferring funds, everything happens swiftly. As a consumer who's hard to please, HDFC Bank's performance has exceeded my expectations.

Had a rough go with HDFC Bank's brokerage services. Ran into issues that left me questioning their reliability. Heard some sketchy stuff about fraud, and my money seems to have vanished without a trace. I'd say steer clear of investing with them.