BANKINTER

BANKINTER Information

BANKINTER is a financial services platform founded in 1999, registered in Spain. It offers access to a range of market instruments, including actions (stocks), ETFs, derivatives, listed securities, fixed income products, and credit operations. In addition to trading services, BANKINTER provides banking solutions such as Smart Digital Accounts and Interest-Bearing Salary Accounts. The platform operates without regulatory oversight.

Pros & Cons

Is BANKINTER Legit?

BANKINTER operates as an unregulated platform. Trading activities on this platform may not be safe for you.

What Can I Trade on BANKINTER?

BANKINTER's investment products include Actions, ETFs, Derivatives, Fixed income, Listed Securities, and Credit Operations.

Account Types

BANKINTER offers two types of accounts, neither of which requires a maintenance fee.

One account is a Smart Digital Account with the following key features:

Interest Rates:

• Up to €3,153 (2.12% Annual Equivalent Rate (AER) for the first year), with no fees and no conditions.
• Alternatively, up to €3,705 (2.50% AER) for one year if you bring your salary and use Bizum.

Key Benefits:

• No Fees
• 100% Online
• Money is Always Available
• Valid Until 22/07/2025

Furthermore, Bankinter offers an Interest-Bearing Salary Account with no fees. Here are the key features:

Interest Rates:

• Up to €680 in Interest: Earn up to €680 over the first two years.
• Year 1: Up to 5% Annual Equivalent Rate (AER).
• Year 2: Up to 2% AER.
• Maximum Interest-Bearing Balance: €10,000.

Key Benefits:

• Free Services
• Debit or Credit Card
• ATM Access
• +2 Free Accounts

Trading Platform