#firstdealofthenewyearastylz *Financial Market Bubbles & Crises* - *Bubbles*: Rapid asset price rises fueled by speculation and optimism. - *Crises*: Sudden asset price declines, liquidity crises, and financial distress. - *Causes*: Excessive speculation, policy mistakes, regulatory failures, and economic imbalances. - *Consequences*: Financial instability, economic downturns, job losses, and social unrest. - *Prevention*: Regulatory oversight, prudent monetary policy, risk management, and financial education.