Lời nói đầu: Founded in USA in 1996, ASB is an unregulated bank, offering services in foreign exchange, home loans, insurance, KiwiSaver, personal loans, term deposits, etc.
| ASB Review Summary | |
| Founded | 1996 |
| Registered Country/Region | USA |
| Regulation | No regulation |
| Services | Foreign exchange, home loans, insurance, KiwiSaver, personal loans, term deposits, etc. |
| Platform/APP | ASB mobile app, FastNet classic internet banking |
| Customer Support | 24/7 support, contact form |
| Tel: 0800 803 804 | |
| Email: help@bankomb.org.nz | |
| Facebook, X, Instagram, Linkedin, Blog, Snapchat, Weibo, Youtube | |
| Address: ASB North Wharf, 12 Jellicoe Street, Auckland 1010 | |
Founded in USA in 1996, ASB is an unregulated bank, offering services in foreign exchange, home loans, insurance, KiwiSaver, personal loans, term deposits, etc.

| Pros | Cons |
| Long operation time | Lack of regulation |
| Various financial services offered | Complex fee strctures |
| Popular payment options | |
| 24/7 customer support |
No. ASB currently has no valid regulations. Please be aware of the risk!


| Services | Supported |
| Foreign exchange | ✔ |
| Home loans | ✔ |
| Insurance | ✔ |
| KiwiSaver | ✔ |
| Personal loans | ✔ |
| Term deposits | ✔ |
ASB offers three account types, including Headstart Account, Everyday Bank Account, and Saving Account.

| Fees | Amount |
| Netcode mobile usage | 0 |
| Netcode token | 0 |
| Replacement Netcode token | $20 |
| FastPhone calls (unlimited) | 0 |
| Alerts (email and notifications) | 0 |
| Business Cash Plan | $5 per mont |
| Category | Services | Fees |
| Cash for Non-ASB Customers | Supplying Notes (per transaction) | - First $1,000 (or part): $5 |
| - Each subsequent $1,000: $2 | ||
| Supplying Coins (per transaction) | - First $100 (or part): $5 | |
| - Each subsequent $100: $2 | ||
| Staff-Assisted Services | Signature Checking/Faxing Fee | $15 |
| Document Searches | $60/hour (minimum $15) | |
| Cash Handling (Deposits) | Thresholds (per day, per account) | - Coins: First $300 free |
| - Notes: First $3,000 free | ||
| Count While You Wait/Business Express | - Coins: $1 per $100 (or part) | |
| - Notes: $2 per $1,000 (or part) | ||
| Clever Kash | Replacement fee (lost/damaged devices): $50 |
More details can be found in the website below: https://www.asb.co.nz/rates-and-fees?fm=header:menu:rates_and_fees
| Platform/APP | Supported | Available Devices |
| ASB mobile app | ✔ | Mobile |
| FastNet classic internet banking | ✔ | PC, web |

ASB accepts payments via credit/debit cards, cash, Fitbit Pay, VISA and bank wire. However, specific info like deposit and withdrawal processing time and associated fees are not revealed.

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