Been with FMTC for about a year. No major issues, except for a bit of slowness on Fridays. Started by reinvesting returns weekly. In November 2022, began withdrawing from bonus account, got every withdrawal. Recently, withdrawal times are longer than I'd like, but new payment processor and increased requests might be causing it. Despite that, got withdrawals every time. Honestly, no serious complaints. People get a bit impatient when things don't go as planned, but I'm sticking with FMTC.