Garanti BBVA

WikiFX | 2025-07-04 13:45

摘要：　　Garanti BBVA is a leading comprehensive financial institution in Turkey, affiliated with the Spanish BBVA Group. Combining local service experience with international financial perspectives, it provides full-category financial solutions for individual and corporate clients.

Garanti BBVA Review Summary
Founded	2019
Registered Country/Region	Turkey
Regulation	No regulation
Trading Products	Investment Funds, Derivatives, Stocks
Trading Platform	Garanti BBVA eTrader
Customer Support	Facebook, Twitter, Instagram, YouTube, LinkedIn

Garanti BBVA Information

Garanti BBVA is a leading comprehensive financial institution in Turkey, affiliated with the Spanish BBVA Group. Combining local service experience with international financial perspectives, it provides full-category financial solutions for individual and corporate clients.

Its business covers deposits, loans, investments, insurance, pensions, payment services, private banking, and other fields, and has a collaborative service system of digital channels (mobile banking, internet banking) and offline branch networks (including exclusive private banking outlets).

Pros and Cons

Pros	Cons
Diversified services offerred	No regulation
Multiple account types	Limited trading products
Common payment methods	Low fee transparency

Is Garanti BBVA Legit?

Garanti BBVA is not supervised by any regulatory authority, even though it claims to have complete financial licensing qualifications.

What Can I Trade on Garanti BBVA?

Trading Products	Supported
Investment Funds	✔
Derivatives	✔
Stocks	✔
Forex	✔
Commodities	❌
Indices	❌
Cryptos	❌
Bonds	❌
Options	❌
ETFs	❌

Account Type

Category	Account Type	Features
Savings Accounts	e-Savings Account	Flexible withdrawals
	NET Account	Clear maturity returns
	Cumulative Gold Account	Monthly gold (systematic gold investment)
Time Deposit Accounts	TL/Foreign Exchange Time Deposits	Fixed-term deposits in Turkish Lira or foreign currencies
Time Deposit Accounts	Interim Interest Yield Time Deposits	Installment interest payments
Investment Accounts	Custodial Accounts	For fund subscriptions & stock trading; requires separate opening & risk assessment
Credit & Payment Accounts	Loan Accounts	Universal purpose loans, mortgage loans, auto loans, overdraft accounts (with installment function)
Credit & Payment Accounts	Card Accounts	Credit cards (e.g., Bonus Platinum, Miles & Smiles) & debit cards (Paracard Bonus series), supporting spending, transfers, and cash withdrawals
Exclusive Service Accounts	Private Banking Accounts	Requires asset thresholds; offers customized wealth management, dedicated account managers, and premium services
Exclusive Service Accounts	Special Group Accounts	YUVAM (for non-resident Turkish citizens), Bonus Genç (student credit cards)

Trading Platform

Trading Platform	Supported	Available Devices
Garanti BBVA eTrader	✔	Web, iOS, Android

Deposit and Withdrawal

Deposit Methods	Details
Offline Channels	Cash deposits at branch counters, ATM deposits (supports Paracard/BV credit cards)
Online Channels	Transfers via internet/mobile banking (domestic/international telegraphic transfers), Western Union receipt, third-party payment platform top-ups (limited to supported accounts)

Withdrawal Methods	Details
Cash	ATMs (supports overseas UnionPay/MasterCard withdrawals; fees may apply), counter withdrawals
Transfer	To other personal accounts, international telegraphic transfers (requires SWIFT code), Western Union payments