Just wanted to share a bit about my experience with Scotiabank, especially around getting a loan. Honestly? It was a bit of a slog. Trying to get a loan approved felt like running a marathon with no finish line. Super tough and kinda draining, if I'm being real. And the interest rates? Oof, higher than what I've seen at other banks. So, my two cents? Might wanna shop around, see what other banks are offering.