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　　BASIC INFORMATION:

　　Finspreads is a UK spread betting broker offering a variety of assets, including currency pairs and commodities. Finspreads was founded in 1999 and was the first provider of spread betting via a browser-based platform. In 2006, Finspreads was acquired by City Index Ltd and in 2015, City Index was acquired by GAIN Capital Holdings, Inc, one of the global leaders in online trading. Theres also a range of markets to trade, including currencies, commodities, indices and shares.

　　MARKETS

　　Theres a good choice of markets available at Finspreads, including major, minor and exotic forex pairs, large indices, commodities and precious metals, plus UK, EU, US and Asian shares. The broker also offers Day Trades, a selection of 15 popular stocks, such as BP and Tesco, which traders can spread bet with no overnight risk.

　　SPREADS & COMMISSIONS

　　Finspreads offers competitive variable spreads starting from 0.5 pips for EUR/USD and USD/JPY and 0.8 pips for GBP/USD. Spreads start from 0.4 points for the S&P 500 and 4 points for US crude oil.

　　Other fees may include a monthly inactivity fee of £25, which is charged on accounts left dormant for a period of 12 months or more. There may also be daily holding costs charged each night a position is held.

　　LEVERAGE

　　Finspreads offers low margins from 1% in order to open a position. The broker also uses a Step Margin feature, where the amount of initial margin per trade may increase depending on the trade size. This has allowed the broker to reduce margin rates by an average of 48% over the last few years.

　　ACCOUNT TYPES

　　Traders get a choice of 3 account types at Finspreads, for those who are new to spread betting, those who want to limit their risk, and those who are experienced in spread betting.

　　The Beginners Account allows a minimum stake size from 10p and provides access to indices, commodities and currencies. Note that you can lose more than your initial deposit with this account. The minimum deposit is £50.

　　The Limited Risk Account offers minimum stake sizes from 50p and offers all available assets, including Day Trades and shares. GSLO is also enforced on all trades and traders cannot lose more than their initial deposit. The minimum initial deposit is £100.

　　The Standard Account, for experienced spread bettors, also offers a minimum stake size of 50p and all available assets. Traders can lose more than their initial deposit. The minimum deposit is £100

　　PAYMENT METHODS

　　Deposits

　　You can fund your account using debit/credit cards including Visa, Mastercard and Maestro, as well as direct bank transfer. There are no charges for depositing via debit card, however there is a 1.5% processing fee for credit cards. Your bank may also charge their own fees for transfers.

　　Withdrawals

　　Withdrawals should be returned via the original funding source wherever possible. In some cases where credit cards are not accepted (i.e., if they are issued in a restricted country) the broker will arrange for funds to be returned to your bank account. The minimum withdrawal amount is £50 (or currency equivalent); the maximum is £20,000 (or currency equivalent).

　　TRADING PLATFORMS

　　Web Trading Platform

　　ACCEPTED COUNTRIES

　　Finspreads accepts traders from Australia, Thailand, Canada, United States, United Kingdom, South Africa, Singapore, Hong Kong, India, France, Germany, Norway, Sweden, Italy, Denmark, United Arab Emirates, Saudi Arabia, Kuwait, Luxembourg, Qatar and most other countries.

　　TRADING HOURS

　　You can trade with Finspreads 24 hours a day, but dealing times for individual markets will vary.

　　CUSTOMER SUPPORT

　　Help is available Monday to Friday, from 9am to 6pm, UK time, via:

　　· Email – enquiries@finspreads.com

　　· Live chat – Located at the top of the website page

　　· Telephone – 020 3194 1802 (local) or +44 (0) 8000 96 96 20 (international)

　　· Postal address – Park House, 16 Finsbury Circus, London EC2M 7EB, United Kingdom