摘要:Fio banka is a modern Czech bank that is known for offering free personal and business bank accounts with no hidden fees. Its advanced platforms, like e-Broker and Smartbanking app, make it easy to invest in stocks, bonds, and mutual funds online.
| Fio banka Review Summary | |
| Founded | 1996 |
| Registered Country | Czech Republic |
| Regulation | No regulation |
| Trading Products | Mutual funds, bonds, stocks |
| Demo Account | ✅ |
| Platform/APP | e-Broker (web), Internetbanking (web/mobile), Smartbanking app (iOS/Android) |
| Minimum Deposit | / |
| Customer Support | Contact form |
| Email: fio@fio.cz | |
Fio banka is a modern Czech bank that is known for offering free personal and business bank accounts with no hidden fees. Its advanced platforms, like e-Broker and Smartbanking app, make it easy to invest in stocks, bonds, and mutual funds online.
The bank focuses on being open, easy to use, and cheap, and it offers free domestic payments and loans that are competitive. Fio banka serves both individual and business clients, mostly in the Czech market.

| Pros | Cons |
| Demo accounts available for trading | Limited product range |
| No fees for banking services | No info on deposit and withdrawal |
| No direct contact channel |
No. Fio banka is unregulated. Please be aware of the risk!

| Trading Products | Supported |
| Mutual Funds | ✔ |
| Bonds | ✔ |
| Stocks | ✔ |
| Forex | ❌ |
| Commodities | ❌ |
| Indices | ❌ |
| Cryptocurrencies | ❌ |
| Options | ❌ |
| ETFs | ❌ |

| Platform/APP | Supported | Devices | Suitable for |
| e-Broker | ✔ | Web | Stock & securities trading |
| Internetbanking | ✔ | Web, Mobile | Account management, payments |
| Smartbanking App | ✔ | iOS, Android | Mobile account management |
| Services | Fees |
| Account fees | Most personal and business accounts are free |
| Payments | Free incoming and outgoing payments in Czech Republic & Slovakia |
| Overdraft | Free on some accounts |
| Payment cards | Free via Mastercard & Visa cards |
| Loans and credits | Low and transparent fees |
For full fee details, please check the official website.
