ASB

WikiFX | 2026-04-20 23:15

Lời nói đầu：　　Founded in USA in 1996, ASB is an unregulated bank, offering services in foreign exchange, home loans, insurance, KiwiSaver, personal loans, term deposits, etc.

ASB Review Summary
Founded	1996
Registered Country/Region	USA
Regulation	No regulation
Services	Foreign exchange, home loans, insurance, KiwiSaver, personal loans, term deposits, etc.
Platform/APP	ASB mobile app, FastNet classic internet banking
Customer Support	24/7 support, contact form
	Tel: 0800 803 804
	Email: help@bankomb.org.nz
	Facebook, X, Instagram, Linkedin, Blog, Snapchat, Weibo, Youtube
	Address: ASB North Wharf, 12 Jellicoe Street, Auckland 1010

ASB Information

Founded in USA in 1996, ASB is an unregulated bank, offering services in foreign exchange, home loans, insurance, KiwiSaver, personal loans, term deposits, etc.

Pros and Cons

Pros	Cons
Long operation time	Lack of regulation
Various financial services offered	Complex fee strctures
Popular payment options
24/7 customer support

Is ASB Legit?

No. ASB currently has no valid regulations. Please be aware of the risk!

Services

Services	Supported
Foreign exchange	✔
Home loans	✔
Insurance	✔
KiwiSaver	✔
Personal loans	✔
Term deposits	✔

Account Type

ASB offers three account types, including Headstart Account, Everyday Bank Account, and Saving Account.

ASB Fees

Fees	Amount
Netcode mobile usage	0
Netcode token	0
Replacement Netcode token	$20
FastPhone calls (unlimited)	0
Alerts (email and notifications)	0
Business Cash Plan	$5 per mont

Category	Services	Fees
Cash for Non-ASB Customers	Supplying Notes (per transaction)	- First $1,000 (or part): $5
	Supplying Notes (per transaction)	- Each subsequent $1,000: $2
	Supplying Coins (per transaction)	- First $100 (or part): $5
	Supplying Coins (per transaction)	- Each subsequent $100: $2
Staff-Assisted Services	Signature Checking/Faxing Fee	$15
Staff-Assisted Services	Document Searches	$60/hour (minimum $15)
Cash Handling (Deposits)	Thresholds (per day, per account)	- Coins: First $300 free
	Thresholds (per day, per account)	- Notes: First $3,000 free
	Count While You Wait/Business Express	- Coins: $1 per $100 (or part)
	Count While You Wait/Business Express	- Notes: $2 per $1,000 (or part)
	Clever Kash	Replacement fee (lost/damaged devices): $50

More details can be found in the website below: https://www.asb.co.nz/rates-and-fees?fm=header:menu:rates_and_fees

Platform/APP

Platform/APP	Supported	Available Devices
ASB mobile app	✔	Mobile
FastNet classic internet banking	✔	PC, web

Deposit and Withdrawal

ASB accepts payments via credit/debit cards, cash, Fitbit Pay, VISA and bank wire. However, specific info like deposit and withdrawal processing time and associated fees are not revealed.