Cathay United Bank Spreads, leverage, minimum deposit Revealed

WikiFX | 2026-04-20 23:44

Abstract：　　Cathay United Bank, which is situated in Taiwan and was created in 1971, is not overseen by any well-known international financial bodies like the FCA or ASIC. The bank offers a lot of retail and investment banking services, such as credit cards, loans, wealth management, and digital finance through its CUBE App.

Cathay United Bank Review Summary
Founded	1971
Registered Country/Region	Taiwan
Regulation	No regulation
Trading Products	Funds, ETFs, Bonds, Structured products, insurance
Demo Account	❌
Trading Platform	CUBE App
Minimum Deposit	/
Customer Support	Online chat
Customer Support	Phone: 02-2383-1000, 0800-818-001

Cathay United Bank Information

　　Cathay United Bank, which is situated in Taiwan and was created in 1971, is not overseen by any well-known international financial bodies like the FCA or ASIC. The bank offers a lot of retail and investment banking services, such as credit cards, loans, wealth management, and digital finance through its CUBE App.

Pros and Cons

Pros	Cons
Wide range of banking and investment services	No regulation
	No demo accounts
	No info on deposit and withdrawal

Is Cathay United Bank Legit?

　　Cathay United Bank is based in Taiwan, but the Financial Supervisory Commission (FSC) or any other recognized Taiwanese financial regulatory body does not oversee it. Please be aware of the risk!

　　WHOIS records show that the domain cathaybk.com.tw was made on January 11, 2024, and is still in use. The registration will end on January 11, 2027.

What Can I Trade on Cathay United Bank?

　　Cathay United Bank has a lot of different financial services for people who want to bank or invest. These are things like credit cards, deposits, loans, and full investment products including funds, ETFs, and insurance, as well as wealth management and digital payment solutions.

Trading Products	Supported
Funds	✔
ETFs	✔
Bonds	✔
Structured products	✔
Insurance	✔
Forex	❌
Commodities	❌
Indices	❌
Stocks	❌
Cryptocurrencies	❌
Options	❌

Cathay United Bank Fees

　　Cathay United Bank's fees are mostly in line with what other banks in the area charge. However, its credit-related fees may be higher depending on the customer's credit score.

Fee	Amount
Credit Card Interest	6.75% – 15% annually (based on credit evaluation)
Cash Advance Fee	3% of amount + NT$150 or US$5
Other Fees	Listed on official website; vary by service